Financially Speaking Blog
Fixed for Life: What Can an Annuity Do for You?
With stock and bond markets both faltering over the past year, it’s easy to see why more near-retirees have a newfound appreciation for fixed annuities – insurance contracts that guarantee…
What to Do if You Lose Your Job Near Retirement
Unfortunately, some people will be confronted with the challenge of losing their job shortly before they plan to retire. It can certainly be a scary development, but one of the…
How Much Cash Should I Have on Hand
Given that we’re increasingly becoming a cashless society, the question of how much cash we should keep on hand is difficult to answer. A U.S. News and World Report article,…
Debt Optimization Strategies
To help improve your financial situation, you might consider reducing your debt. Before starting any debt payoff strategy (or combination of strategies), be sure you understand the terms of your…
Three Stretch IRA Alternatives
The passage of the SECURE Act in 2019 effectively eliminated the stretch IRA, an estate planning strategy that allowed an inherited IRA to continue growing tax deferred, potentially for decades.…
How to Make Your Money Last
We believe it’s perhaps one of the most common question that retirees ask financial services professionals: How do I make my money last for my lifetime? An AARP article, 5…