Financially Speaking Blog
Don’t Let Disaster Keep The Lights Off Forever
Check Your Coverage A business owners policy (BOP) is a package that typically combines property insurance, business interruption insurance, and liability protection (up to policy limits). Property insurance helps protect…
Taking a Team Approach to Retirement Savings
Now that it’s common for families to have two wage earners, many married couples accumulate assets in separate accounts. They might each have savings in an employer-sponsored plan and perhaps…
Asset Protection: Make Sure Your Umbrella Is Big Enough
People make mistakes, no one is perfect, and bad things happen to good people. These plain and simple truisms relate to many of the liability risks involved in everyday life.…
A Financial Wellness Plan Can Help Pave the Road to Retirement
If we’ve learned any lesson over the past year, it’s that no matter how carefully we plan and prepare, we’ll likely encounter unexpected hurdles. While a global pandemic has certainly…
A Backup Plan for Your Paycheck
Leading Causes of Long-Term Disability Claims 28.9% – Musculoskletal disorders 15.2% – Cancer 11.5% – Fractures, sprains, and strains of muscles and ligaments 8.6% – Circulatory disorders 8.3% – Mental…
Pension or Lump Sum: Which Should You Choose?
About half of pension plan participants can choose to take their money in a lump sum when they retire.2 In addition, companies may offer pension buyouts to vested former employees…