Health Insurance & Medicare Plans
Medicare is confusing -
We help simplify it
Healthcare decisions carry significant financial and personal implications in retirement. We simplify the complexities of Medicare and insurance selection by integrating coverage choices into your broader financial strategy, promoting protection, affordability, and continuity of care.
What is Medicare?
Medicare generally provides health insurance for most people age 65 and older, and others who have received Social Security disability benefits for at least 24 months, have end-stage renal disease or have amyotrophic lateral sclerosis (also known as Lou Gehrig’s disease). Medicare is similar to Social Security since it is a federal program that you have paid into throughout your career. Just like Social Security, you want to maximize this benefit in retirement.
Part A: Hospital insurance – covers the costs of health care at medical facilities. Offers coverage for medically necessary inpatient care at hospitals, skilled nursing facilities, hospices and some home health services.
Part B: Medical insurance – covers the costs of health care outside medical facilities. Offers coverage for doctors’ services, hospital outpatient care, mental health and some preventative health care services.
Meet the Team
Doug Wendt
Health Insurance Consultant
Carlos Negrete
Health Insurance Consultant
Bridging the Healthcare Coverage Gap
Retiring before you’re eligible for Medicare? There are several healthcare options to consider. You may be able to continue coverage through COBRA, join a spouse’s employer plan, or explore the Health Exchange through the Affordable Care Act (ACA).
The ACA offers premium tax credits and cost-sharing reductions that can help lower monthly premiums and out-of-pocket costs. Depending on your situation, you may qualify for assistance that makes coverage more affordable.
Whether you’re transitioning into retirement or simply reviewing your coverage, it’s important to evaluate all options to find a plan that fits your needs. Speak with a licensed agent to explore your health insurance choices.
We are not affiliated or endorsed by the Social Security Administration, federal Medicare program, or any other government agency. We do not offer every plan available in your area. Currently, we represent 6 organizations which offer 342 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Calling the number above will direct you to a licensed agent.